:root{--ink:#17233d;--blue:#164bc4;--electric:#2760ee;--red:#ef4a4d;--cream:#f4f1e9;--paper:#fffdf8;--line:rgba(23,35,61,.16)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif}a{color:inherit}
.site-header{height:82px;display:flex;align-items:center;justify-content:space-between;padding:0 clamp(24px,5vw,76px);border-bottom:1px solid var(--line);background:var(--paper)}
.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none}.brand-mark{width:42px;height:50px;border:2px solid var(--ink);border-radius:7px;display:block;overflow:hidden;transform:rotate(-3deg);background:#061530;box-shadow:3px 3px 0 var(--red)}.brand-mark img{width:100%;height:100%;object-fit:cover;display:block}.brand>span:last-child{display:flex;flex-direction:column;line-height:1}.brand strong{font-size:15px;letter-spacing:.13em}.brand small{margin-top:5px;color:#667085;font-size:9px;font-weight:700;letter-spacing:.17em}.header-status{color:#526078;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;display:flex;gap:8px;align-items:center}.header-status span{width:8px;height:8px;border-radius:50%;background:#28a66d;box-shadow:0 0 0 4px rgba(40,166,109,.12)}.skip-link{position:absolute;left:1rem;top:-100px;background:var(--ink);color:white;padding:10px 16px;z-index:10}.skip-link:focus{top:10px}
.hero{min-height:590px;display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:56px;padding:76px clamp(24px,8vw,132px) 88px;background:var(--cream);overflow:hidden}.hero-copy{max-width:720px}.eyebrow{color:var(--red);text-transform:uppercase;letter-spacing:.19em;font-weight:800;font-size:12px;margin:0 0 22px}h1{font-family:Georgia,'Times New Roman',serif;font-size:clamp(56px,7vw,104px);line-height:.88;letter-spacing:-.055em;margin:0;font-weight:700}h1 em{color:var(--blue);font-weight:400}.lede{max-width:630px;font-family:Georgia,'Times New Roman',serif;font-size:19px;line-height:1.65;color:#4d566a;margin:34px 0 30px}.hero-meta{display:flex;gap:20px;color:#697286;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.13em}.hero-meta span+span:before{content:'•';margin-right:20px;color:var(--red)}
.card-stack{position:relative;height:390px;max-width:380px;width:100%;justify-self:center}.playing-card{width:242px;aspect-ratio:.69;border-radius:18px;position:absolute;background:white;border:1px solid rgba(23,35,61,.13);box-shadow:0 25px 60px rgba(23,35,61,.18)}.card-back{left:45px;top:22px;transform:rotate(-12deg);background:#061530 url("assets/card-back.png") center/cover no-repeat;border:10px solid white;outline:2px solid var(--blue);overflow:hidden}.card-front{left:104px;top:18px;transform:rotate(5deg);padding:17px;display:flex;align-items:center;flex-direction:column;justify-content:center}.corner{position:absolute;top:15px;left:17px;font:700 25px/17px Georgia,serif;text-align:center}.corner b{color:var(--red);font-size:18px}.corner.bottom{inset:auto 17px 15px auto;transform:rotate(180deg)}.shield{width:62px;height:70px;color:white;display:grid;place-items:center;font-size:30px;background:var(--electric);clip-path:polygon(50% 0,92% 15%,85% 72%,50% 100%,15% 72%,8% 15%)}.card-message{margin-top:22px;text-align:center;font-size:12px;letter-spacing:.18em;font-weight:800;line-height:1.55}
.policy-layout{display:grid;grid-template-columns:235px minmax(0,820px);gap:clamp(40px,7vw,105px);max-width:1220px;margin:0 auto;padding:96px 36px 125px}.toc{position:sticky;top:34px;align-self:start}.toc>p{font-size:10px;text-transform:uppercase;letter-spacing:.17em;font-weight:800;color:#7a8292;margin:0 0 18px}.toc nav{display:flex;flex-direction:column;border-top:1px solid var(--line)}.toc a{padding:15px 0;border-bottom:1px solid var(--line);text-decoration:none;font-size:13px;font-weight:700;transition:color .2s,padding .2s}.toc a:hover,.toc a:focus-visible{color:var(--blue);padding-left:5px}.toc a span{display:inline-block;width:36px;color:var(--red);font:700 11px Georgia,serif}.policy-content{min-width:0}.policy-section{display:grid;grid-template-columns:48px 1fr;gap:26px;padding:72px 0;border-bottom:1px solid var(--line)}.policy-section:first-child{padding-top:0}.policy-section:last-child{border-bottom:0;padding-bottom:0}.section-number{color:var(--red);font:italic 700 22px Georgia,serif;margin:7px 0 0}h2{font:700 clamp(35px,4vw,50px)/1.05 Georgia,serif;letter-spacing:-.035em;margin:0 0 28px}h3{font-size:13px;text-transform:uppercase;letter-spacing:.12em;margin:36px 0 10px}.policy-section p:not(.section-number){font-family:Georgia,'Times New Roman',serif;color:#4d5667;font-size:17px;line-height:1.8;margin:0 0 20px}
.promise-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:34px}.promise-grid div{background:var(--cream);padding:20px 16px;border-radius:3px;display:flex;flex-direction:column;min-height:145px}.promise-grid div>span{font:30px Georgia,serif;color:var(--blue);margin-bottom:auto}.promise-grid div:nth-child(2)>span{color:var(--red)}.promise-grid strong{font-size:12px;text-transform:uppercase;letter-spacing:.08em}.promise-grid small{margin-top:5px;color:#6f7787;font:13px Georgia,serif}.note{margin:30px 0;padding:22px;border-left:3px solid var(--electric);background:#edf3ff;display:flex;gap:16px}.note>span{flex:0 0 26px;width:26px;height:26px;border-radius:50%;background:var(--electric);color:white;display:grid;place-items:center;font-family:Georgia,serif;font-weight:700}.note p{font-size:15px!important;line-height:1.65!important;margin:0!important}.note a{color:var(--blue);font-weight:700;text-underline-offset:3px}.choice-list{list-style:none;padding:0;margin:0}.choice-list li{display:grid;grid-template-columns:165px 1fr;gap:28px;padding:22px 0;border-top:1px solid var(--line)}.choice-list li:last-child{border-bottom:1px solid var(--line)}.choice-list strong{font-size:13px}.choice-list span{color:#586174;font:15px/1.6 Georgia,serif}
footer{min-height:150px;background:var(--ink);color:white;display:flex;align-items:center;justify-content:space-between;padding:40px clamp(24px,6vw,90px)}footer .brand-mark{color:var(--ink)}footer .brand small,footer p{color:#aeb8cb}footer p{font-size:11px;text-transform:uppercase;letter-spacing:.1em}footer>a:last-child{color:white;font-size:12px;font-weight:700;text-underline-offset:4px}
@media(max-width:850px){.hero{grid-template-columns:1fr;padding-top:60px}.hero-copy{text-align:center;margin:auto}.lede{margin-left:auto;margin-right:auto}.hero-meta{justify-content:center}.card-stack{height:340px;margin-top:8px}.policy-layout{grid-template-columns:1fr;padding-top:60px}.toc{position:static}.toc nav{display:grid;grid-template-columns:repeat(2,1fr);column-gap:20px}}
@media(max-width:580px){.site-header{height:72px}.header-status{display:none}.brand-mark{width:36px;height:43px}.hero{padding:52px 20px 64px;min-height:0}h1{font-size:51px}.lede{font-size:17px}.hero-meta{flex-direction:column;gap:8px}.hero-meta span+span:before{display:none}.card-stack{transform:scale(.86);margin:-6px auto -28px}.policy-layout{padding:50px 21px 90px;gap:62px}.toc nav{grid-template-columns:1fr}.policy-section{grid-template-columns:1fr;gap:10px;padding:58px 0}.section-number{margin-bottom:4px}h2{font-size:38px}.promise-grid{grid-template-columns:1fr}.promise-grid div{min-height:120px}.choice-list li{grid-template-columns:1fr;gap:8px}footer{flex-direction:column;gap:28px;text-align:center}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
